The Continental Finance MasterCard, issued by First Bank of Delaware, is a credit card designed for those with poor credit who would like a second chance.
The main benefit of this unsecured credit card is that it reports to credit bureaus. This is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards, which often do not report to credit bureaus or charge fees to report to credit bureaus.
The interest rate for purchases is above average for this type of card, but the rate for cash advances is the same as for purchases, which is a rare benefit as the interest rate for cash advances is usually much higher. However, these rates are not ideal if the cardholder plans to carry a balance.