Member FDIC


 
Easy Visa® Requirements for an Unsecured Credit Card

 
If the statements below are true for you, no security deposit will be required.

  • US Resident
  • 18 years of age or older
  • Verifiable Social Security Number and a physical address
  • Six months of continuous income
  • $ 10,000 total annual household income
  • No derogatory payment history with issuing bank
  • No credit delinquencies equal to or greater than 60 days past due in the last 6 months
  • One good credit trade line reported active with the Credit Bureau within the last six months and at least six months old.
  • If you have had a bankruptcy it must be discharged & older than 6 months

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